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Vision Financial Concepts

Judson D. Mallard, CFP®, ChFC®, CFS®
Vision Financial Concepts
855 Sunset Drive, Suite 7
Athens, GA 30606

Phone:

(706) 613-2474

E-mail:

  • Linkedin

"Helping you with your retirement planning and retirement distribution needs."

Vision Financial Concepts logo: Registered Investment Adviser

Welcome to our website! We have created this site for our clients and those considering our services to serve as a resource for your financial planning needs. You can access a wide variety of helpful articles on various financial topics.  We also have financial planning calculators* to help with almost any financial situation.  We encourage you to e-mail us and use this site as an additional line of communication to our office. We will respond to your questions and comments as quickly as possible. Come back often and visit, as there will always be something new for you to explore. Enjoy your visit!  Visit out Featured Links to access other helpful sites. 

Current clients may access their WealthOne Portal by clicking the Client Login button below. 

Client Login

*Interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

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The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow's retirees?

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Analyzes the Fed's trade-offs between employment and inflation concerns.

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Explains that landlord policies don't cover tenants' personal property.

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This calculator can help you determine how soon you can pay off your mortgage.

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

This calculator can help you estimate your annual federal income tax liability.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck