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Vision Financial Concepts

Judson D. Mallard, CFP®, ChFC®, CFS®
Vision Financial Concepts
855 Sunset Drive, Suite 7
Athens, GA 30606

Phone:

(706) 613-2474

E-mail:

  • Linkedin

"Helping you with your retirement planning and retirement distribution needs."

Vision Financial Concepts logo: Registered Investment Adviser

Welcome to our website! We have created this site for our clients and those considering our services to serve as a resource for your financial planning needs. You can access a wide variety of helpful articles on various financial topics.  We also have financial planning calculators* to help with almost any financial situation.  We encourage you to e-mail us and use this site as an additional line of communication to our office. We will respond to your questions and comments as quickly as possible. Come back often and visit, as there will always be something new for you to explore. Enjoy your visit!  Visit out Featured Links to access other helpful sites. 

Current clients may access their WealthOne Portal by clicking the Client Login button below. 

Client Login

*Interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Explains using life insurance to make meaningful charitable donations.

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This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).

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The One Big Beautiful Bill Act (OBBBA) provides an annual deduction of up to $10,000 for interest paid on qualifying new auto loans, effective for tax years 2025 through 2028.

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Each year from October 15 to December 7, Medicare offers an Open Enrollment period during which beneficiaries can review coverage options and make changes as appropriate.

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This calculator can help you determine whether you should consider converting to a Roth IRA.

This calculator can help you determine how soon you can pay off your mortgage.

Estimate the future value of your current savings.

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck