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Vision Financial Concepts

Judson D. Mallard, CFP®, ChFC®, CFS®
Vision Financial Concepts
855 Sunset Drive, Suite 7
Athens, GA 30606

Phone:

(706) 613-2474

E-mail:

  • Linkedin

"Helping you with your retirement planning and retirement distribution needs."

Vision Financial Concepts logo: Registered Investment Adviser

Welcome to our website! We have created this site for our clients and those considering our services to serve as a resource for your financial planning needs. You can access a wide variety of helpful articles on various financial topics.  We also have financial planning calculators* to help with almost any financial situation.  We encourage you to e-mail us and use this site as an additional line of communication to our office. We will respond to your questions and comments as quickly as possible. Come back often and visit, as there will always be something new for you to explore. Enjoy your visit!  Visit out Featured Links to access other helpful sites. 

Current clients may access their WealthOne Portal by clicking the Client Login button below. 

Client Login

*Interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.

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In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

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This article looks at why gas is so expensive, what it might take to stop the upward trend, and the potential effect of high gas prices on consumers and the broader economy.

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Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.

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Estimate the potential cost of waiting to purchase a long-term care insurance policy.

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

This calculator can help you estimate your annual federal income tax liability.

Estimate the future value of your current savings.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck